Prevent Church Related Injuries by Managing Melted Ice

Making certain that a church facility is safe for employers and visitors is an essential part of effective risk management. Churches located in cold weather areas should take particular care to include ice management as part of their overall safety plan. Church leaders can ask for advice concerning the management of accumulated and melted ice when they receive an annual church insurance quote from an agent that specializes in church insurance liability coverage.

Church Insurance

The operators of a church facility assume a legal obligation to maintain the safety of the buildings and grounds. Visitors and employees may be at risk when potential safety risks are ignored or allowed to fester. Exercising reasonable care is the accepted standard of premises liability.

Church congregants have the right to expect to be protected from unreasonable risk or injury. Pursuing an annual church insurance quote provides an ideal opportunity to carefully review potential safety concerns. Injuries caused by winter ice are among the most common premises liability claims. Slip and fall injuries can be caused by ice buildup on entryways, sidewalks, stairs and parking lots.

Property Liability

The operator of a church facility is responsible for eliminating hazards that may impose unreasonable risk to church members, employees and visitors. Immediate action is recommended to avoid unnecessary liability, insurance claims and lawsuits. Under the law, a property owner can be held liable for medical expenses, lost wages and pain and suffering. Legal expenses related to determining legal liability in an injury case can also accrue quickly.

In cold weather cities like Cleveland, managing ice buildup and hazards caused by melted ice should be taken seriously. Even minor details like emptying a mop bucket outside deserve special consideration. If the water runs onto a sidewalk and freezes overnight, the result is a significant hazard that could have been avoided altogether. A little forethought and training can eliminate potential hazards and reduce insurance costs.

Melted Ice

Elderly church members and scampering children are especially vulnerable to patches of slippery ice. The snow has a tendency to melt during the day and run onto concrete or stone surfaces. The final destination of ice water flowing out of downspouts deserves special attention. Finally, be certain that melting mounds of snow, the inevitable result of snow shoveling and plowing, is destined to flow away from sidewalks and parking lots when it melts.

Cleaning rain gutters and moving snow to lower elevations can prevent the buildup of ice and prevent costly injuries. When the sun decides to make a brief appearance after a winter storm, dry walking surfaces are a good indication that ice patches won’t be a problem in the morning. A comprehensive safety plan can help prevent avoidable injuries and unnecessary insurance claims.

What Our Clients Have to Say

My husband and I had been unhappy with our insurance company for some time, we added security systems to our homes and when we called our insurance company in hopes of getting a better rate nothing changed. We then began our search for a new company.

After sending out several questionnaires from several websites Nolan Jackson Insurance was the first to respond, not only with an upbeat attitude, but he was so helpful in earning our business.

We could not be more pleased with the way in which he has handled all of our questions as well as our needs. His knowledge of his profession, as well as being able to help guide us through what we needed is second to none. His continued customer service is something you do not find often in today’s world typically once someone writes a policy that’s the end of hearing from them, with Nolan it is everything from the original information to making sure that we received all the follow up paperwork for our files.

Liz P. Columbus, GA

I want to say thank you to Jackson Insurance for the many years of service. They have been there for me through many life changes and I have trusted them to make sure my family is protected. They have treated me like family and have taken care of all my insurance needs. Thank you again, I look forward to many more years with you.

Michael W. Loganville, GA

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