A Quick Guide to Georgia Life Insurance

If you are trying to learn about Georgia life insurance and you feel that you are overwhelmed by all of the information you have read, then you may be wanting to know just the basics. With the basic information, it will be much easier for you to sort through all of the other information in order to choose the right Georgia life insurance policy for you and your family. Here are the basics in the form of a quick guide to life insurance in Georgia.

 

There are three main types of policies that you can consider. They include the following:

 

  • Term Life
  • Whole Life
  • Universal Life

 

Just what is the difference between these three? It is quite simple if you consider the names of each. Term life means it only lasts for a term. In other words, you agree to make a certain payment each month for a number of years. If something happens to you in that time period, the insurance will pay out. If the time period passes, then you can choose to renew or cancel the policy.

 

Whole life means it covers wholly. It does not matter when a claim needs to be made on the policy. It will always be available. Universal life is a bit different. This policy is flexible and allows you to decide how much you pay into the policy and when you pay in. However, you will need to make sure that you pay in at least a certain number of times to keep the policy up to date.

 

The only other decision that you will need to make will be how much actual money you want the policy to be for. This should depend on your budget for premiums and how much you want to leave to your family.

 

As you can see, Georgia life insurance is much simpler than you may have thought. You do not have to be overwhelmed by your options.

What Our Clients Have to Say

Since 1998, Nolan has been a tremendous help to me with both my auto and homeowners insurance needs. He has helped me navigate through the maze of insuring multiple cars with teenage drivers, as well as understanding the legislative changes affecting my auto policy. When I purchased my homes, Nolan analyzed my needs and made solid recommendations for my circumstances. And on those occasions when I had a claim, Nolan's professionalism, service, and accessibility made all the difference and reassured me of his commitment to my best interest. I am confident he will do the same for you.

Keith H. Statesboro, GA

My husband and I had been unhappy with our insurance company for some time, we added security systems to our homes and when we called our insurance company in hopes of getting a better rate nothing changed. We then began our search for a new company.

After sending out several questionnaires from several websites Nolan Jackson Insurance was the first to respond, not only with an upbeat attitude, but he was so helpful in earning our business.

We could not be more pleased with the way in which he has handled all of our questions as well as our needs. His knowledge of his profession, as well as being able to help guide us through what we needed is second to none. His continued customer service is something you do not find often in today’s world typically once someone writes a policy that’s the end of hearing from them, with Nolan it is everything from the original information to making sure that we received all the follow up paperwork for our files.

Liz P. Columbus, GA

Securing what matters most to you.

Subscribe to our newsletter and keep in touch!