Your Questions about Homeowner’s Insurance in GA

If you have just bought a home, then you will need to get homeowner’s insurance in GA. This insurance will cover your home should anything happen to it. However, if you have never purchased such a policy before, you most likely have quite a few questions. It is a very good idea to get those questions answered before you make any decisions. If you have the right answers, then you will be better prepared to make the right choices. Here are the answers to some common questions about Georgia homeowner’s insurance.

 

Is a policy really necessary? If you have a mortgage, then your lender will require it. In addition, it is necessary if you want to make sure your home is covered in the event of damage or an accident.

 

What will the insurance cover? It can actually cover different things. A basic Georgia homeowner’s insurance policy will cover most things, but if you have other concerns, then there are extended coverage options. These extended options can cover such things as flood damage, sewage back up, hail damage and earthquakes. Although, the chances of you needing earthquake coverage in Georgia are slim to none!

 

How do I choose a deductible? Choosing the right deductibles is something you need to think about carefully. If you choose a deductible that is too high, you could find it very expensive when you need to make a claim. If you choose a very low deductible, then your monthly insurance premium will be much higher. The best thing to do is find a happy medium.

 

Where do I get the policy? You will need to choose a Georgia homeowner’s insurance agent. It is a good idea to choose a company that is professional, easy to work with and experienced.

 

Now that you have these answers, you will be better prepared to ask the other questions you may have and get the answers that you need in order to choose an insurance policy for your home.

What Our Clients Have to Say

Since 1998, Nolan has been a tremendous help to me with both my auto and homeowners insurance needs. He has helped me navigate through the maze of insuring multiple cars with teenage drivers, as well as understanding the legislative changes affecting my auto policy. When I purchased my homes, Nolan analyzed my needs and made solid recommendations for my circumstances. And on those occasions when I had a claim, Nolan's professionalism, service, and accessibility made all the difference and reassured me of his commitment to my best interest. I am confident he will do the same for you.

Keith H. Statesboro, GA

Jackson Insurance offers fast and exceptional service in addition to great rates. I have recommended all my friends to them.

E.G. Atlanta, GA

Securing what matters most to you.

Subscribe to our newsletter and keep in touch!