Are you wondering why it is so important to have auto insurance in GA? Of course, many people worry that getting insurance coverage will just be an extra unnecessary expense that will be putting a strain on their budget every year. However, this is not the case. Instead, there are numerous reasons why you need Georgia auto insurance. Here are just a few of those reasons so that you can understand just why it is so important to make sure your vehicle is properly insured.
To start with, it just makes good sense. If you are in a collision or your car is damaged in some way, without coverage, you could be left with thousands of dollars in expenses. Just one collision could lead to expenses much higher than anything you would have paid for in insurance policies.
Another reason why you need auto insurance in Georgia would be that it is required by your lender. If you have an auto loan, then you will be required by the lender to have a certain amount of coverage on the vehicle. This is mainly to protect the lender based on the amount of money they loaned to you.
Finally, perhaps one of the most important reasons would be that you must have auto insurance according to state law. In Georgia, you will not be legally driving if you do not have minimum liability coverage. If you do drive without insurance, you will not be happy with the fees or fines that you could face if you are caught without insurance. You definitely do not want to end up in the newspaper with an uninsured motorist citation!
As you can see, auto insurance in Georgia is not an unnecessary expense. Instead, it is very much necessary for numerous different reasons.