Three Steps to Choosing Georgia Auto Insurance

When you get a new vehicle, then you will need to make sure to get the right auto insurance coverage. Choosing the right Georgia auto insurance is not as simple as buying a policy. There are some things that you need to know, and choosing the right insurance will follow three steps. Here are the steps that you need to take in order to choose and buy auto insurance in Georgia.

 

Step One: Know the Law

 

Of course, there are laws about Georgia auto insurance. State law is that you will need at least liability coverage. This will protect other drivers in the event of an accident. Many people do not realize that this is a law. However, you could face penalties and fines if you are caught driving without proper insurance coverage.

 

Step Two: Know your Lender

 

If you have an auto loan to obtain the vehicle, then you will need to remember that most lenders require that you have full auto insurance called comprehensive. This is to protect the lender as well as yourself. Before you purchase any insurance, you will need to know what your lender expects.

 

Step Three: Know the Limits

 

Finally, you will need to make some choices for yourself. The limits and the deductibles that you choose will have an effect on your monthly premium payment. However, you will want to be careful. If you choose deductibles that are too high or limits that are too low, you could end up with a much higher expense if you have an auto accident. You need to find a happy medium between affordable premiums and enough coverage.

If you follow these three steps, then you should have no problem choosing the right GA auto insurance. Make sure that obtaining insurance is your first action after you get a vehicle. It is just that important.

What Our Clients Have to Say

My husband and I had been unhappy with our insurance company for some time, we added security systems to our homes and when we called our insurance company in hopes of getting a better rate nothing changed. We then began our search for a new company.

After sending out several questionnaires from several websites Nolan Jackson Insurance was the first to respond, not only with an upbeat attitude, but he was so helpful in earning our business.

We could not be more pleased with the way in which he has handled all of our questions as well as our needs. His knowledge of his profession, as well as being able to help guide us through what we needed is second to none. His continued customer service is something you do not find often in today’s world typically once someone writes a policy that’s the end of hearing from them, with Nolan it is everything from the original information to making sure that we received all the follow up paperwork for our files.

Liz P. Columbus, GA

Nolan Jackson Insurance did an excellent job in handling my insurance needs. I found their web site and was looking to replace my current policies for automobile and homeowners insurance. My insurance rates with my current carrier (State Farm) have gone through the roof, while my coverage has decreased.

Once I clicked on their site and filled out the simple forms for automobile and homeowners insurance within seconds, four quotes came back from four different companies. I heard back from Nolan Jackson Insurance within five minutes and they were helpful in answering my questions. He is definitely informative and tries to get you the best quotes for your money. I really enjoyed working with Mr. Jackson and he never pressured me at all to buy anything from his agency.

Hal C. Brooks, Georgia

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