How to Spot Potential Risks to Your Ministry

While insurance can cover many different types of risks, you can still do your part in securing your church facility at no cost. These are five tips for preventing damage and injuries in your ministry.

<strong>1. Ask another person for their opinion.</strong> Preferably, find someone who has never been inside your church before. Ask them to walk through the facility and around the premises in order to identify potential risks.

<strong>2. Ask about a risk assessment.</strong> Don’t shy away from getting your insurance company involved. Ask about a risk assessment so that your agent can help you identify and reduce potential hazards on the property. You might find that your agent finds many risks that you initially had overlooked.

<strong>3. Go over your insurance policy.</strong> Your insurance might provide coverage for areas that haven’t considered. Likewise, there might be gaps in your coverage that you weren’t aware of. Get in touch with your agent to review the details of your policy.

<strong>4. Look for fire hazards.</strong> For the average person, it might be difficult to spot problem areas that could indicate fire hazards. However, many fire departments will dispatch a trained inspector to the property free of charge to perform an inspection.

<strong>5. Lastly, demonstrate crime prevention practices.</strong> You can easily decrease the risk of criminal activity for your church facility by seeking out the crime prevention department at your local law enforcement office. These types of departments will provide personnel who are trained to assess properties and facilities for potential factors that might increase risk of crime.

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