How Do I Know What Georgia Homeowner’s Insurance Policy is Right for Me?

When you buy a home, one of the first things that you will need to do is get Georgia homeowner’s insurance. However, if you have never gotten one of these policies before, you may not even know how to make the right decisions. How do you know which homeowner’s insurance in GA is right for you? Here is what you need to do is order to decide on the right policy and coverage.

 

To start with, keep in mind that you need to make sure you have enough coverage to handle your whole house and your belongings. It may be your first reaction to get lower coverage simply because it will cost less. However, if your home were to be damaged or destroyed, then you will not have enough insurance to cover the expenses. The best way to determine the value of your home and belongings is to ask your insurance agent for a worksheet that will break everything own into types of belongings and values. Once you have an idea, you will only want to choose coverage that is enough for the whole value.

 

Next, you will want to consider any extra expenses that may be in the home. Many people choose to take out an extended Georgia homeowner’s insurance policy if they have a large amount of expensive jewelry or an inordinate amount of electronics that could be of high value.

 

Finally, you will want to consider where you live. In Georgia, there are many different types of weather that could be detrimental to your home. Make sure you know where you live and make sure you consider the right coverage for possible weather effects.

 

Choosing the right Georgia homeowner’s insurance policy will make sure that you do not have to run into any problems should you need to make a claim on it.

What Our Clients Have to Say

My husband and I had been unhappy with our insurance company for some time, we added security systems to our homes and when we called our insurance company in hopes of getting a better rate nothing changed. We then began our search for a new company.

After sending out several questionnaires from several websites Nolan Jackson Insurance was the first to respond, not only with an upbeat attitude, but he was so helpful in earning our business.

We could not be more pleased with the way in which he has handled all of our questions as well as our needs. His knowledge of his profession, as well as being able to help guide us through what we needed is second to none. His continued customer service is something you do not find often in today’s world typically once someone writes a policy that’s the end of hearing from them, with Nolan it is everything from the original information to making sure that we received all the follow up paperwork for our files.

Liz P. Columbus, GA

"I have been an emergency medicine physician for 25 years, living in the Atlanta suburbs for 6 years now. Needless to say, I have an eye for detail and a HUGE respect for those professionals with similar attributes. On our initial encounter, Nolan impressed me with his professionalism and persistence. Most importantly, however, was his knowledge base and obvious competence. I have dealt with many insurance companies over the years, and equally as many agents. By far, Nolan Jackson truly represents the select few, in my humble opinion, who truly have their clients best interest at the forefront of their business model. I can recommend him without reservation; you will not be disappointed!"

Dr. Mike Canton, GA

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